How To Get Paid By QR Stand

Get paid instantly with a simple scan. Customers use your QR code stand to pay through their bank app—fast, easy, and you choose or let them input the amount for a smooth transaction.

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Subscription & Installation fees, Cancel Anytime

0.5%

Transaction fee
First Calendar Month Free
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Your Money, your way - with SSV SmartPay

Expand Your Reach with Diverse Payment Options from SSV SmartPay—customers can pay you effortlessly in-store or remotely straight from their bank app. It’s faster than cash and cheaper than cards!

*It’s time to be part of the modern progressive businesses

SSV SmartPay Vs Traditional Payments

Why Choose SSV SmartPay?

Instant Payment Confirmation
Lower Transaction Fees (Flat 0.5% + VAT)
Minimize No-Shows with deposit options
Get Paid Instantly for Better Cash Flow
Boost Conversions With SMS Payment Links
SSV SmartPay

Debit Cards

Join Thousands Of Businesses Growing With SSV SmartPay

Quick 5-Minute Registration
Enjoy Your First Calendar Month With Free Payments
No Hidden Fees Or Lengthy Contracts
Tools To Enhance Efficiency, Including Tips, And More
Book a demo First Calendar Month Free

*Free for the First Calendar Month

const axios = require('axios');

// Function to create a payment request
async function createPaymentRequest() {
  try {
    const apiKey = 'your_api_key'; // Replace with your actual API key
    const apiEndpoint = 'https://api.ssvsmartpay.co/v1/payment-request';

    // Payment request payload
    const paymentData = {
      amount: 1000, // Amount in smallest currency unit (e.g., pence for GBP)
      currency: 'GBP',
      description: 'Payment for Order #12345',
      customer: {
        name: 'John Doe',
        email: '[email protected]',
      },
      redirect_url: 'https://yourwebsite.com/payment-success',
      webhook_url: 'https://yourwebsite.com/webhook',
    };

    // API request headers
    const headers = {
      'Content-Type': 'application/json',
      'Authorization': `Bearer ${apiKey}`,
    };

    // Send POST request to create payment
    const response = await axios.post(apiEndpoint, paymentData, { headers });

    // Handle successful response
    if (response.status === 201) {
      console.log('Payment request created successfully:', response.data);
      // Redirect customer to the payment URL
      console.log('Redirect the customer to:', response.data.payment_url);
    } else {
      console.error('Failed to create payment request:', response.data);
    }
  } catch (error) {
    console.error('Error creating payment request:', error.message);
  }
}

// Call the function to create a payment request
createPaymentRequest();

By Developers, for Developers

Let Us Handle Payments, You Focus on Growth

SSV SmartPay seamlessly powers your transactions, so you can focus on what matters—your business.

Simplicity at Its Core

Easily integrate and go live with our intuitive platform, backed by expert support and best-in-class documentation.

Compliance, Covered

Operate with confidence—our FCA-compliant solution ensures secure, hassle-free payments without the need for additional licences.

Explore our API

Supporting All Major UK Banks

Frequently Asked Questions

Email us at [email protected]

SSV SmartPay is a convenient way for anyone in the UK to pay in stores using their own bank app. It functions like an instant bank transfer, eliminating the need to enter sensitive card details.

SSV SmartPay allows customers to pay your business directly from their UK bank app. It is fast, secure, and more cost-effective than traditional card payments.

  • Scan QR Code / Enter Phone Number / Enter User ID / Click Request Link: Customers choose one of these options to initiate the payment.
  • Confirm in Bank App: They will be redirected to their bank app to confirm the payment.
  • Done!: The money is sent instantly to your business.

Customers can pay using SSV SmartPay in the following ways:
 
1. Scan a QR Code:
   – Scan the SSV SmartPay QR code in-store.
   – Confirm the payment in their bank app using face or fingerprint recognition.
   – The payment is completed instantly.
 
2. Enter Phone Number:
   – Enter the phone number registered with SSV SmartPay and the payment amount.
   – Redirected to the bank app to confirm the payment.
   – The payment is completed instantly.
 
3. Enter User ID:
   – Enter the unique User ID associated with SSV SmartPay and the payment amount.
   – Redirected to the bank app to confirm the payment.
   – The payment is completed instantly.
 
4. Use a Payment Link
   – Receive a secure payment link via text, WhatsApp, email, or invoice.
   – Tap the link to open the payment in a browser.
   – Redirected to the bank app to confirm the payment.
   – Funds are received within seconds.

No, SSV SmartPay does not support credit card payments.

Yes, SSV SmartPay payments are highly secure, even more so than card payments. Here’s why:

  • No Card Details Shared: Payments are made directly from your bank app, so card details are never exposed.
  • Strong Biometric Authentication: Payments are approved by the bank and confirmed with face or fingerprint ID.
  • Secure Networks: We use the UK government’s secure Faster Payments and Open Banking networks.
  • Safe Funds: Your bank manages all funds directly; SSV SmartPay never holds or touches your money.

SSV SmartPay eliminates fees from networks like Visa and Mastercard by allowing direct payments from bank accounts. This results in:

  • No Card Fees: Avoid high fees charged by card networks.
  • Instant Payments: Money is transferred directly from the customer’s account to yours.

This efficiency can save you up to 70% compared to traditional card payments!

  • Find the App: Search for “SSV SmartPay Merchant ” in your app store or play store.
  • Or Click Here: Click the sign-up link at the top right of this page.
  • Get Started: Enjoy your first calendar month of free transactions when you sign up!

We make billing simple and transparent:

  • Monthly Invoices: Receive a detailed invoice at the end of each month.
  • Instant Payouts: Get full payment amounts as soon as customers pay, improving cash flow.
  • No Hidden Fees: The price you see is what you pay.
  • Low Fees: Fees are capped at 0.5% per transaction.

With SSV SmartPay, you can focus on running your business, not managing payment fees.

What Our Customers think

  • Wonderful, easy to use app with fantastic benefits. I loved the idea of helping consumers and merchants, it’s great to see that that’s now happening. Would 100% recommend!

    Thomas Riley Avatar Thomas Riley
    March 6, 2025

    SSV Smart Pay is a game-changer in open banking payments! Fast, secure, and incredibly easy to use—transactions are seamless with no hidden fees. Highly recommend for businesses looking for a reliable and efficient payment solution!

    RICHA RASHMI Avatar RICHA RASHMI
    March 5, 2025

    Great experience using SSV Smartpay. The system is user-friendly, and transactions are always smooth. Excellent support team!

    ARBIND KUMAR PRAJAPATI Avatar ARBIND KUMAR PRAJAPATI
    March 4, 2025
  • The SSV Smartpay app is superb! Very easy to use and completely secure which is really important to me. The rewards section is so abundant and diverse - there are great offers there to suit everyone and anyone.

    Pavan Vig Avatar Pavan Vig
    March 4, 2025

    Platform is user-friendly! Highly recommend SSV SmartPay for anyone looking for a secure and efficient payment service! So simple and convenient.

    ShayKelly_10 Avatar ShayKelly_10
    March 4, 2025

    Fantastic App! Love how secured transactions are. The multi factor authentication makes me feel safe on using the app and atleast I know nobody else has access to my money.

    Harshit Gupta Avatar Harshit Gupta
    March 4, 2025
  • Thought it was just an app to make transactions, but there's alot more benefits than i anticipated! Absolutely lovee the split function, and how i can easily access numerous rewards with great savings on brands like Nike, John Lewis, Currys, H&M & many more!

    J.A Yeo Avatar J.A Yeo
    March 4, 2025

    I've been banking with SSV Smartpay recently and highly recommend it. The rewards are fab too!

    Ellie Booth Avatar Ellie Booth
    March 4, 2025

    Amazing service

    Nicky Skipsey Avatar Nicky Skipsey
    March 4, 2025